Auto Insurance

Protection for You and Your Family

Liability Coverage

Pays others-including drivers, passengers and pedestrians-for damages which you become legally liable for due to an auto accident.

Uninsured motorist coverage

Provides bodily injury coverage for accidents caused by a hit-and-run driver or uninsured driver which occur when you or your family are driving a covered auto, or while you are a pedestrian. In some states, uninsured motorists protection also covers property damage.

Underinsured Motorists Coverage

Pays for damages you are legally entitled to recover from another party when that person's liability insurance is not adequate to cover your loss.

Medical Expenses Coverage

Pays reasonable medical expenses for you or members of your family if you are injured in an auto accident or as a pedestrian struck by an auto. This protection is also extended to others who are injured while occupying your auto.

Personal Injury Protection

Provides coverage for injury, death, loss of services and loss of income suffered by you, your covered passengers or covered family members (for those insured who reside in states with no-fault insurance laws).

Protection for Your Auto

Collision Coverage

Protects you form losses resulting from damage to your auto due to collision with another object.

Comprehensive Coverage

Pays for other losses to your auto, including losses caused by fire, theft, glass breakage, falling objects, natural disasters, vandalism and other causes of loss.

Additional Protection

You can round out your protection with these optional coverages:

  • Towing and labor costs: Pays for emergency repairs and/or towing when your car breaks down.
  • Rental reimbursement: Pays the expense of renting a substitute vehicle when there is a loss to your auto.

Other Advantages

Premium Discounts

You deserve the best coverage for your dollar. To help you save, we offer a wide range of discounts on our already reasonable rates, including:

  • A multiple vehicle discount for insurance more than one auto with us
  • A multi-policy discount for insuring both your home and auto with us
  • A long term customer discount
  • The good student discount for qualifying young drivers
  • Safety discounts for features such as airbags and anti-theft devices

Convenient Billing Options

Pay by check, by credit card, through the mail, over the phone or online…its up to you! You can even have your premiums deducted automatically form you designated financial institution with out Flex Chek program.

Whichever payment option you select, you can always count on Insurance Associates to answer any questions you have.

Whatever Your Driving Record

Even if you don't have a spotless driving record, you can still take advantage of the same top-quality coverage as other drivers.